Credit Cards

Finding the perfect credit card is never easy, but it sure is rewarding. Browse cash, travel, and crypto rewards cards or start building your credit today.

Destiny Mastercard®

Destiny Mastercard®

Destiny is the partner you want on your journey toward building better credit. It is an unsecured credit card designed to help you move forward, even if you have a challenging credit history.

  • Pre-qualify without impacting your credit score
  • Use in the U.S. wherever Mastercard is accepted, in-store, in-app, and online
  • Don’t worry about a lost or stolen card – you’ve got fraud protection
  • Your card helps you build credit by reporting monthly to 3 major credit bureaus
  • Take comfort in knowing you don’t have to pay a security deposit
  • See terms for annual fee details

Cash Rewards Credit Cards

Aspiration Zero Credit Card

Aspiration Zero Credit Card

Meet the credit card that fights climate change and neutralizes your carbon footprint. Recommended for individuals with Good/Excellent credit.

Welcome bonus: $300 cash back after $3,000 in spend in 3 months; reward can be redeemed as cash or trees (300 additional trees planted).

Get rewarded while saving the planet:

  • 0.5% cash back on all purchases
  • 1.0% cash back on all purchases (updated retroactively) for every month carbon zero is reached (track your progress in our app)
  • A climate-change fighting tree planted with every swipe

Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa®

Welcome Bonus: Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*

  • Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else

  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees

  • Combine the flexibility of a card with the low cost and predictability of a loan

  • No touch payments with contactless technology built in

  • See if you qualify in minutes without hurting your credit score

  • Access to a virtual card while you wait for your card to arrive in the mail

  • Great for large purchases with predictable payments you can budget for

  • Mobile app to access your account anytime, anywhere

  • Enjoy peace of mind with $0 Fraud liability 

Upgrade Visa® Card with Cash Rewards

Upgrade Visa® Card with Cash Rewards

Welcome Bonus: Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail

  • Great for large purchases with predictable payments you can budget for

  • Mobile app to access your account anytime, anywhere

  • Enjoy peace of mind with $0 Fraud liability 

The Owner's Rewards Card by M1

The Owner's Rewards Card by M1

Get a unique credit card for investors that integrates with your portfolio to help you grow your wealth, long-term.

  • Get 10%, 5%, or 2.5% cash back with select brands you hold in an eligible portfolio — and 1.5% standard rewards on everything else.
  • Tap-to-pay or use Apply Pay or Google Pay for a contactless shopping experience
  • Manage and freeze your card easily from your M1 account; plus, with Visa Signature benefits you get added benefits like Visa Zero Liability
  • $95 annual fee (waived with an active M1 Plus membership)

Crypto Rewards Credit Cards

Upgrade Bitcoin Rewards Visa®

Upgrade Bitcoin Rewards Visa®

Welcome Bonus: Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
    • Earn 1.5% unlimited cash back in bitcoin when you make payments   

    • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin

    • No annual fees, no foreign transactions fees

    • Get pre-approved in seconds with no impact to your credit score

    • Pay with your phone or device by using Apple Pay™ or Google Pay™

    • Mobile app to access your account anytime, anywhere

    • Enjoy peace of mind with $0 Fraud liability 

    BlockFi Rewards Visa Signature Card

    BlockFi Rewards Visa Signature Card

    Earn crypto rewards on every purchase.

    Intro bonus: Earn 3.5% back in bitcoin during your first 3 months.

    • Unlimited 1.5% back in bitcoin on every purchase
    • Earn 2% back in bitcoin on every purchase over $50,000 of annual spend
    • Trading bonus: 0.25% back in bitcoin on all eligible trades
    • Instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping, and more from Visa
    • No annual fee. No foreign transaction fees.

    Secured Credit Cards

    Chime Credit Builder Visa® Credit Card

    Chime Credit Builder Visa® Credit Card

    Credit Builder is a secured Visa® credit card that helps build credit with no annual fees or interest and no credit check to apply. *Chime Checking Account and $200 qualifying direct deposit required to apply. 

    • No annual fees, no interest, or large security deposit
    • No credit check to apply
    • Use Credit Builder on everyday purchases, such as gas and groceries, and have them count towards helping build credit, with on-time payment
    • Use it everywhere Visa credit cards are accepted
    • Instantly disable your card to prevent fraudulent activities
    • We report to all 3 credit bureaus to help you build credit over time

    Sable ONE Secured Credit Card

    Sable ONE Secured Credit Card

    Build credit and get unsecured in as fast as 4 months—3X faster than anywhere else. *Sable Credit account is subject to opening a Sable debit account.

    • Put money down and choose your credit limit
    • Graduate to traditional, unsecured credit in as fast as four months when you hit clear milestones with transparent coaching 
    • Unlimited 2% cash back on select brands; earn 1% cash back on all other purchases
    • A 2X first year cash back match and practical perks like car rental insurance and cell phone protection
    • Apply with no credit history or impact to your credit score

    Ready to learn more about your credit profile?

    Browse credit reporting tools and other helpful resources.

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    Latest Reviews

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    Platinum Card® from American Express

    3.5/5
    EdFed Score: 85%

    Wells Fargo Active Cash℠ Card

    4.5/5
    EdFed Score: 85%

    Citi® Diamond Preferred® Card

    4.5/5
    EdFed Score: 85%