Banking
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Checking Accounts

Banking Disclosures
SoFi | Checking and Savings
Welcome Offer: Earn up to $300 with direct deposit. Terms apply.
Better banking is here with 1.25% APY and no account fees.
- Set up direct deposit and earn 1.25% annual percentage yield (APY).
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.
- Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.

Banking Disclosures
Quontic | High Interest Checking
Earn up to 1.01% APY. Terms and conditions apply.
Amplify your income with a high interest checking account.
- No monthly or overdraft fees
- Access to 90,000+ ATMs across the nation; surcharge free at any participating AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K
- FDIC insured with advanced security monitoring
- Fully mobile & online banking, with convenient features like remote check deposit, bill pay, account transfers, and receipt tracking
- Minimum opening deposit of $100

Banking Disclosures
Nationwide | Advantage Checking
Earn up to 0.90% APY. Terms and conditions apply.
Say hello to zero monthly maintenance fees, zero minimum balance requirements and interest compounded daily.
- No monthly, overdraft, or non-sufficient funds fees
- No minimum balance requirements
- Access to 80,000+ ATMs nationwide
- Deposits are FDIC insured
- Convenient digital banking features like free mobile deposit, online bill pay, and mobile banking
- Minimum $50 required to open an account
Savings Accounts

Banking Disclosures
SoFi | Checking and Savings
Welcome Offer: Earn up to $300 with direct deposit. Terms apply.
Better banking is here with 1.25% APY and no account fees.
- Set up direct deposit and earn 1.25% annual percentage yield (APY).
- No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.
- Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
- Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Organize your money, set savings goals, and save your change with Vaults and Roundups.
Cash Management Accounts

Aspiration | Spend & Save
- Earn $150 when you spend $1,000 in the first 60 days of account opening
- 3-5% cash back on purchases with Conscience Coalition partners
- Access 55,000+ free ATMs worldwide
- Get paid two days early
- Shop with a conscience with your Personal Sustainability Score
- Enable Plant Your Change and plant a tree with every purchase round-up (optional)
Save money, save the planet.
- Up to 3.00% APY interest on savings balance
- Instant transfers between your Spend account and your Save account
- Choose your own monthly fee, even if it’s zero

Aspiration Plus | Spend & Save
- Earn $200 when you spend $1,000 in the first 60 days of account opening
- 10% cash back on purchases with Conscience Coalition partners
- One out-of-network ATM reimbursement monthly
- Opt to plant a climate change-fighting tree with every purchase you make
- Exclusive, planet-friendly debit card made from recycled plastic
- Carbon offsets for all your gas purchases with Planet Protection
Save more than just money.
- Up to 5.00% APY interest on savings balance (83x the national average)
- Instant transfers between your Spend account and your Save account
- $7.99 per month, or $5.99 per month with annual subscription
The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank. The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated.
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