Banking

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Checking Accounts

Banking Disclosures

SoFi | Checking and Savings

Welcome Offer: Earn up to $300 with direct deposit. Terms apply.

Better banking is here with 1.25% APY and no account fees.

  • Set up direct deposit and earn 1.25% annual percentage yield (APY).
  • No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.
  • Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
  • Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
  • Organize your money, set savings goals, and save your change with Vaults and Roundups.

Banking Disclosures

Quontic | High Interest Checking​

Earn up to 1.01% APY. Terms and conditions apply.

Amplify your income with a high interest checking account.

  • No monthly or overdraft fees
  • Access to 90,000+ ATMs across the nation; surcharge free at any participating AllPoint® Network ATMs, MoneyPass® Network ATMs, SUM® program ATMs, or Citibank® ATMs located in Target, Speedway, Walgreens, CVS, Kroger, Safeway, Winn Dixie, and Circle K
  • FDIC insured with advanced security monitoring
  • Fully mobile & online banking, with convenient features like remote check deposit, bill pay, account transfers, and receipt tracking
  • Minimum opening deposit of $100

Banking Disclosures

Nationwide | Advantage Checking​

Earn up to 0.90% APY. Terms and conditions apply.

Say hello to zero monthly maintenance fees, zero minimum balance requirements and interest compounded daily.

  • No monthly, overdraft, or non-sufficient funds fees
  • No minimum balance requirements
  • Access to 80,000+ ATMs nationwide
  • Deposits are FDIC insured
  • Convenient digital banking features like free mobile deposit, online bill pay, and mobile banking
  • Minimum $50 required to open an account

Savings Accounts

Banking Disclosures

SoFi | Checking and Savings

Welcome Offer: Earn up to $300 with direct deposit. Terms apply.

Better banking is here with 1.25% APY and no account fees.

  • Set up direct deposit and earn 1.25% annual percentage yield (APY).
  • No overdraft fees. No minimum balance fees. No monthly fees. Plus, 55,000+ fee-free ATMs within the Allpoint® Network.
  • Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.
  • Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
  • Organize your money, set savings goals, and save your change with Vaults and Roundups.

Cash Management Accounts

Aspiration | Spend & Save

Spend sustainably.
  • Earn $150 when you spend $1,000 in the first 60 days of account opening
  • 3-5% cash back on purchases with Conscience Coalition partners
  • Access 55,000+ free ATMs worldwide
  • Get paid two days early
  • Shop with a conscience with your Personal Sustainability Score
  • Enable Plant Your Change and plant a tree with every purchase round-up (optional)
 

Save money, save the planet.

  • Up to 3.00% APY interest on savings balance
  • Instant transfers between your Spend account and your Save account
  • Choose your own monthly fee, even if it’s zero

Aspiration Plus | Spend & Save

Spend with purpose.
  • Earn $200 when you spend $1,000 in the first 60 days of account opening
  • 10% cash back on purchases with Conscience Coalition partners
  • One out-of-network ATM reimbursement monthly
  • Opt to plant a climate change-fighting tree with every purchase you make
  • Exclusive, planet-friendly debit card made from recycled plastic
  • Carbon offsets for all your gas purchases with Planet Protection
 

Save more than just money.

  • Up to 5.00% APY interest on savings balance (83x the national average)
  • Instant transfers between your Spend account and your Save account
  • $7.99 per month, or $5.99 per month with annual subscription

The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank. The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated.

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