Student Loans

Are you tired of being buried in student loan debt? There is a better way.

We have created this page to help you compare the different student loan options available to you. We will provide information on both private and federal loans, as well as scholarships and grants.

We want to help you find the best option for your needs, so you can graduate from college with minimal debt. 

Popular Options

Get help finding the right lender or the right payment plan — and find options if you’re having trouble.

Lender Disclosures

1.74% – 5.64%

Variable & Fixed

5 to 25

Private & Federal

Most popular articles

Financing Your Education FAQ's

Federal loans are borrowed from the government, while private loans are borrowed from lenders such as banks. In general, private loans are credit-based, which means that your eligibility is determined by your credit rating. Private lenders may require cosigners and may also require proof of income from the student or a cosigner before the student is approved for a loan. Additionally, federal loans generally have lower interest rates than private loans.

Yes. The best way to increase your chances of receiving more financial aid is to apply as early as possible. At most colleges, the funds allocated for scholarships, grants, Federal Perkins Loans, and Federal Work-Study are preset. Potentially, the school could run out of funds if you do not apply early enough, so it is in your best interest to apply as early as you can.

The Free Application for Federal Student Aid (FAFSA) is a form that determines eligibility for all federal financial aid programs. It is used to figure out how much a family can afford to pay toward a student’s college expenses based on household income and other factors, including how much you will need to meet the cost of attending college.

To get a copy of the FAFSA, you can ask your schools guidance counselor, or you can get the FAFSA from the financial aid office at a local college, your local public library, or by calling 1-800-4-FED-AID. The online version of the form is available at

A FAFSA form must be completed each year that you wish to be considered for financial aid. The new FAFSA form and instructions usually become available in November prior to the new school year. The electronic version typically becomes available online in January prior to the new school year.

After applying to schools, you should complete the FAFSA and any other required forms and submit your Student Aid Report (SAR) to each school that you plan to attend. You should also search for and apply for scholarships. Each school that accepts you will offer you a financial aid package; take these offers into account when deciding which school to attend. Then, apply for additional loans if needed.